OUR TOWN MORTGAGE COMPANY

OUR TOWN MORTGAGE COMPANY

"Our long term relationship with YOU is more important than the transaction."

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Our Town Mortage Company offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the best loan product at the most attractive rates. Let's evaluate your situation together and get started on a customized program that meets ALL your financial goals by integrating the mortgage payment into the bigger picture. Otherwise, the tail will be wagging the dog! You understand the point we are making to you. You will NOT get this kind of care and concern very often in the mortgage industry. We go the 'extra mile' for your family and your business!

ARMs, Fixed and Many Variations

ARMs, Fixed and Many Variations Time, Timing and Choice If you are going to be in your home 1-3 years, consider a 3/1 ARM. Three (3) to five (5) years? A 5/1 ARM will be better. The 7/1 ARM will fit the 5-7 year scenario. At 7-10 years, use a 10/1 ARM or a 15 year to a 30 year fixed rate loan. We also offer First Time Homebuyer programs, zero down payment mortgages, debt consolidation and home improvement loans, self employed stated income loans, imperfect credit programs, home equity lines of credit, second mortgages and jumbo loans. Our commercial loans range from $250,000 to $2.5-million.

"One type of mortgage loan does not fit all families. You need and deserve a custom fit. We are 'mortgage coaches' and will provide you with a full analysis before making a recommendation." TOM GLANTON, President/Broker
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.